Tourism in Nepal

Nepal is rich in her natural beauty. The snowcapped mountains, green forests and waterfalls are her main attractions. Thousands of tourists are attracted towards her normal beauty. Tourism

  There are many problems to create tourism. We have absence of accommodation. The vacationers are not well preserved,. There is the lack of safety. The tourists are even killed. There are no good hotels in many parts of the country. The beautiful parts of Nepal are not linked with roads. So the tourists cannot visit such places.

  We have to do many works to develop tourism. Goody  inns bear to be s, in typical parts of country. The safety system should be improved. The tourists should be ensured that they are completely safe. The people should be education to treat the tourists well. The engine able roads should be erected to link the different parts of the country. In this connection, the visit Nepal year 1998’ is important. Its objective was to increase the number of tourists and foreign currency. Good hotels are constructed and young people are trained. It has helped to develop tourism in the country. Such programmers should be launched from time to time. It is clear that tourism can be a great source of earing foreign currency. So priority should be given to develop it

Seniors and understudy Loan

Understudy Loan

Training is extravagant in some cases. To fund this venture, you can take out an understudy credit. Two arrangements are accessible to you: the understudy credit sure, by the State or the fantastic understudy advance that you can get from your bank.

Seniors Loan

Banks have long been hesitant to make credits to seniors, count lodging firsts for a more lengthy than normal, due to their age.

Yet the circumstance has changed in late ages. Seniors are now and then cracking reliable clients who are not anxious about joblessness. For the fortunate ones, a level of agreeable retirement and a significant individual commitment permits them to be especially fascinating customers.

The other component that has likewise pushed the credit foundations to mollify their stance and to all the more effectively concede financing for senior natives is the stretching of future. As indicated by a study led by the financial and Social Council in March 2008, future is ten years, in addition to three years for females and two years for men. The immediate outcome of this change is that today, an individual 60 years a substantial chance (three chances in four exactly) to achieve the age of 80, as per the same report. seeing this, a senior 60 years can back of truly get a credit in excess of 15 or 20 years unless his demise happening amid the life of the advance.

Hence, be mindful that in the event that you need to purchase land or on the off chance that you wish to embrace costs for the trek you had at all-time wanted, the age is fundamentally an obstruction to your undertakings.

However credits to seniors have extraordinary conditions (especially regarding protection) and credit can regularly be extravagant.

Two manifestations of credit have as of late developed. It is the reinforced home loan credit initially propelled by property of France and the life home loan credit land. These credits have in like manner to coordinate the benefit of lodging to assess the reliability of the borrower, while standard mortgages do consider the pay of the borrower.

Travelling

Human beings are always curious to know and see new things. So they travel from one place to another. Going from one place to another is called traveling. People travel from one place to another for various purposes. Some travel for business purpose and some for office purposes some travel to see new places and things. There are different ways of traveling like by bus by plane, by train, by cycle, on foot etc. some people like to travel by plane and some by bus or train. When we travel by. Bus or train we can see the new place on the way too but it is not possible while traveling by plane. Some on foot. It depends on the distance of the place.

   There are many advantages of travelling from one place to another. Travelling broadens our mind. We can see new places and new people we can talk to them. We can know their culture, customs and tradition. We can make many friends by travelling to other place. We can see many important things with our own eyes. Travelling also gives us pleasure. Travelling is a sort of education. We learn many things practically. We become close to the nature. We talk to other people. We learn about their ways and manners. We adopt their good things. It is said that education is not complete without travelling. So we should travel from one place to another. It is good for us. Travelling should be one part of our life

Good manners

Good manners are of great value. Manners are the social behaviors. Good manners refer to good social behaviors every civilized society has the rules of behavior. Our society always expects good manners of behaviors from its people. People of good manners create an ideal society. We behave well with other people. It creates the feeling of understanding to each other. People with good manners respect all the good norms and values of the society. He respects the people of all classes equally. He also gets deep respects from the society and its people. Good manners are proper and decent behavior. Lack of good manners is rudeness and impoliteness. A man judged by his manners good or bad. A good manners man is gentle, polite and humble where as a bad mannered people are impolite, Supercilious

  A man good manners is always gentle, he never harms other people. His words are always soft. He is polite to others. He loves the juniors and respects the seniors. He is merciful towards the weak and the poor. He creates a warm and cordial atmosphere wherever he goes. People with good manners teach people to be hardworking energetic and self-dependent. It prevents people from being violent and rascals. They lead the society to the path of progress. We must learn good manners to make our future bright.

Importance of Education

Education is the foundation of event. It changes the black  into light. It makes the man perfect. An uneducated man is as ugly as an animal. It is said that education is the third eye of human beings. Education is the backbone of development. It makes a man responsive to new ideas. He knows the importance of change but uneducated man is conservative. An educated man is respected after his death also. Education provides technical as well as administrative manpower needed for the development of a nation. It provides engineers doctors mechanics and clerks needed in different fields. It is a precious property. The more we spend it the more it increases. Education provides manpower like doctors, mechanics, pilots, police, and business man or woman teacher etc. they can an important role for the development of the country.

   Education is a lifelong process. A teacher gives education. The parents just give birth but the teacher helps their children to stand on their own feet by giving education teachers are the candles which burn themselves but give light to others .they hold the highest position in society. They are respected. Education is of great importance. The early men had to pass miserable life due to the want of education. But the people in the present are passing comfortable life because of it. It has contributed a lot for human civilization

Insurance policy

Insurance is the way of means or medium for getting the financial security against the risk that occurs. In other words it is the way of reducing uncertainty of occurrence of an event that arises so it can be said that it is an investment from which we get returns only of an investment after certain period when certain loss occurred from the predetermined incident.

             So insurance policy it’s a diminish by which one party for compensations called premium assumes particular risks to the other party and promise to pay in or his nominee  a certain sum of  money on the  specified contingency

History of Insurance business is not long in Nepal event though there were some social and cooperative businesses providing security to the all tomes from ancient time’s modern Insurance business started by some Indian Insurance companies in the early times which were mainly concerned in providing Insurance facilities for import business created in India so Nepal mal chaplain tatha bima company ltd established in 2004 b.s can be taken as a 1^st step of Nepalese Insurance history. Considering the role of Insurance business in the expansion of economic activities and alarming outflow of money from the country the government of Nepal felt the need of large and well organized Insurance company within the country so immediately the government of Nepal established restrain bima sans than under the Insurance policy act 2025 which wit totally financed by the government for about decades In Nepal. Currently there are almost 25 Insurance companies both life and non-life working in the field of Insurance in Nepal. In fact it was only after 2049 that the Insurance business started to flourish in Nepal because many companies and industries were established and the people really become aware of their business policy. As a result distract changes were brought in the field of insurance some basic characteristics of Insurance policy are

1. Pooling of losses

2. Sharing the laws of large number

3. Payment of accident losses

4. Risk transfer

5. Indemnification

              a little classes of Insurance policy available in the market according to the marketing approach are

Insurance is the way of means or medium for getting the financial security against the risk that occurs. In other words it is the way of reducing uncertainty of occurrence of an event that arises so it can be said that it is an investment from which we get returns only of an investment after certain period when certain loss occurred from the predetermined incident.

             So insurance policy it’s a diminish by which one party for compensations called premium assumes particular risks to the other party and promise to pay in or his nominee  a certain sum of  money on the  specified contingency

History of Insurance business is not long in Nepal event though there were some social and cooperative businesses providing security to the all tomes from ancient time’s modern Insurance business started by some Indian Insurance companies in the early times which were mainly concerned in providing Insurance facilities for import business created in India so Nepal mal chaplain tatha bima company ltd established in 2004 b.s can be taken as a 1^st step of Nepalese Insurance history. Considering the role of Insurance business in the expansion of economic activities and alarming outflow of money from the country the government of Nepal felt the need of large and well organized Insurance company within the country so immediately the government of Nepal established restrain bima sans than under the Insurance policy act 2025 which wit totally financed by the government for about decades In Nepal. Currently there are almost 25 Insurance companies both life and non-life working in the field of Insurance in Nepal. In fact it was only after 2049 that the Insurance business started to flourish in Nepal because many companies and industries were established and the people really become aware of their business policy. As a result distract changes were brought in the field of insurance some basic characteristics of Insurance policy are

1. Pooling of losses

2. Sharing the laws of large number

3. Payment of accident losses

4. Risk transfer

5. Indemnification

              a little classes of Insurance policy available in the market according to the marketing approach are

                    1.       Life and health insurances

2.       Property and liability insurance

3.       Social insurance

Other government insurance programs finally the most fundamental and basic principles of Insurance policy are

1.       Principles of Insurance interest

2.       Principles of subjugation

3.       Principles of contribution

4.       Principles of cause primal

5.       Principles of mitigation gloss

So it is the policy of fortuitous lesser by transfer of such risk to insurance who agree to Indemnity insurance for such losses to provide other pecan are benefits an their occurrence or to render senses connected with the risk