Adult education

    Those people, who are rising, up are called adults. The education absolute, to the adults is called adult called adult education. In some of the technologically advanced countries of the world there is no need of adult education as education is compulsory and all and sundry, is educated. But in emerging countries like ours the majority of the people are uneducation. So there is a need of adult education in such countries.

                         There is a need and importance of adult education. Adult are betrothed in creative, activities. The modernize of the country depends upon their doings. If they are not educated they do not understand the problems of the country. They do not have any acquaintance, of the developing plans. Uneducation people are exploited. They are traditional. They do not classify the inferior of change. They do not understand what is occurrence, in the world.

Majority of the people in Nepal are peasants who live mainly in the villages. The modernize of the of the country depends on the progress of the peasants if the condition of peasants is improved our country can be developed, in Nepal the peasants are uneducation. They follow the traditional methods of farming that is why the production is low they are cheated by the businessman. They do not have any idea about cooperative banks they have no any idea about the importance of sanitation and health their house and surroundings are dirty. They are frequently affected by diseases because of poor hygiene.it is the education which can get better the condition of the peasants. if the peasants are education they send their children to schools. By education the adults we are helping to education the majority of the people.

The adult classes should be conducted in the evening. It is suitable time as the farmers are free during evening. They should be taught to read and write. In addition to this they should be taught about different types of skill that help them to do their different activities. They should be taught about household activities. Improved methods of farming etc.

 It is the duty of the government to provide adult education in the different parts of the country. There are many non-government and such organizations that are also conducting adult ranks. There must be co ordination among the activities of the government and such methods. The classes should nub on making the adults well-educated. They should also be instructed the skills they need to learn to do their day to day to day function. The village modernizes committee also can star classes. The local schools can play vital role in educating the local people. The government should incentives to the adults to attract them in such classes they should be supplied with necessary educational materials and prizes.

                  Adult education is needed to develop our country. Every village modernize committee, schools campuses governments and non-governmental organization should help to educate adults.

Technical education

Technical education is the education which gives special skills in some subjects. It means theoretic and practical acquaintance in using machines and instruments we not only get the theoretical knowledge about some subjects but also know how to handle the machines to produce a variety of, things. Technical education is the reverse of educational education. In academic   education. We get only the theoretical knowledge. We do not get practical knowledge. Civil, motorized,, chemical, electrical and telecommunication, engineering, agriculture. Mining, weaving, potteries are some examples of technical education.

In ancient time artisians produced things with the help of their hands. They could not produce large quantities of goods. The cost of produce was also comparatively higher. But due to the progress of science, improved machines have been invented. With the help of such machines, artisians can manufacture large quantities of goods. The present is the age of machines. The western countries of the world have progressed because of the knowledge of technical education.

Technical education helps for the progress of the country. A country can prosper in the fields of agriculture, industry, transport and communications and other developmental fields by the help of Technical education. Technicians can follow the improved methods of agriculture and produce better and big quantities of crops. They can operate machines in the industries and can manufacture large quantities of goods. They can operate telephones and wireless sets. They can build, the bridges, roads, factories, canals etc. they can drive cars. Fly aero horizontals. Technicians can help for the progress of each developmental activity.

Technical education helps the nation to be self-dependent. If we do not have adequate technicians, we have to bring the technicians from other countries and we have to pay a lot of money for them. If other countries do not provide such man power, our developmental actives will be stopped. In our country many development activities are stopped due to the lack of adequate technicians.

Study OR Business

Once there was a period that folks used to send their kids to schools and universities in spite of having their lower monetary conditions. That was on account of the study cost charges of the school and schools were reasonable. Indeed working class families can send their youngsters to schools and universities so they get quality training and can make their future brilliant and prosperous. However today, it is a era where study has turned into a business, a method for winning cash or somewhere in the vicinity called as a method for benefit making organization

I intend to say that today, instructive organizations are offering training for the sake of value instruction. Training cannot be sold or buying by cash. Also, to demonstrate my conclusion we can see the present expense structures of schools and universities. The costly and exorbitant charges of schools and universities make us to imagine that the instruction framework is changing into business approaches. The expanding number of schools and universities and their lavish instructive cost charges make us drive to believe that instruction is changing into business. The instructive foundations charge high instructive cost expenses to understudies for the sake of value instruction and other unnecessary purported refined offices to the understudies. Those expenses are reasonable just to the larger amount families having higher salaries and afterward shouldn't something be said about other remaining families? Yet at the same time it doesn't intend to say that the offices ought not to be given to the understudies. The essential offices ought to be given to them alongside the best possible way and estimation of the general plan which ought to be moderate to each financial class individuals: center level families and in addition lower level families.

Since, Nepal is a creating nation; the every capita pay of Nepalese individuals is lower in examination to other created European nations. The monetary classes which are underneath the destitution line additionally have their own particular dreams to make their younger generation taught. In the event that the present prototype of treating the training as business stays to be unaltered, then there is no possibility of those center level families to persuade their fantasies to be satisfied and see their youngsters as instructed individual. Everyone has equal right to get study and get equivalent open doors since they all are the subjects of same nation. The instructive organizations ought not trick the understudies by managing high educational cost expenses for the sake of giving them quality instruction and refined offices than different schools. Are those instructive foundations made as business associations or as a benefit procuring methods? Have they right to buying and offer the study? Clearly not.

Training assumes a basic part in creating a nation. On the off chance that training is dialed as a stage of business, it clearly debases the progression of a specific nation. Instructive foundations ought to give grants to the destitute and meriting understudies and charge a reasonable instructive cost expenses to different understudies. Such arrangement serves to sway understudies to get more training in future that will most likely help a nation to be created. A created nation is an impeccable sample of a decently overseen instructive strategy of that nation. An informed resident of a nation is the mainstays of the improvement of a nation, so there is no motivation to make training a business.

The need of training in present situation is acknowledged by everybody. In this way, instructive organizations ought not to build schools and universities as a business associations or a benefit winning associations. Rather, they ought to comprehend the need of training in creating a nation and treat instruction as a crucial piece of improvement as opposed to a business.

Physical exercise

The word physical is taken from the noun body physical exercise mean the exercise of different parts of our form. It is needed for those people who do psychological, work. The teachers, doctors, office workers who are engaged in mental works need Physical exercise. The people who are involved in Physical works do not need Physical exercise. The different parts of their body are already exercised while working. The farmer, potters, factory workers do not need Physical exercise. There are different kinds of Physical exercise. Walking is an easy one. The others are running, swimming, dancing and different kinds of outdoor games.

 We must take Physical exercise in open air. The air is fresh in the morning. So it is the best time. We can also take exercise during evening. It is bad to take Physical exercise after meal. It damages our health. It is bad to take exercise in excess.

Physical exercise has many advantages. It makes us healthy and strong. A Physically healthy man can be mentally healthy. It refreshes our mind. It also provides us entertainment. The students should be provided suitable environment to take Physical exercise.

Student life

There are many stages of human beings. One of those is student life which is the most important stage. It is the golden stage of our life. Student life begins from the first day of our school. We learn a of good things.in this stages. The main duty of a student is to learn a lot of good things. A student has to study hard in this stag.it is the stage of knowing and building up life. Life itself does not become god unless it is made good with hard labor. We must learn good behavior, build up capacities, and develop leadership to lead the society and country. Students should learn everything which they need for their bright future. We learn to be disciplined. We learn to respect the seniors and love the suitors. We learn the value of time. If we study hard in this stage, we will be a great person in the future. We make many good friends in this stage. The simple joys and unselfish friends of our student life generally make a deep impression over our mind. We learn to play different types of games in this stage like football, volleyball, basketball etc. we learn to compete with others. We take part in many other extra activities like debate, quiz contest, dancing, singing etc. we should have good health in Student life .. We should have good company. If we fall in bad company we cannot progress in our life. Our future will be dark. The first priority should be given to our education. Students should not miss the chance to know and learn thin gs. We should be hard working. Students should not take part in politics. We should be able to distinguish what is good and bad many students do not realize the importance of education. They waste there valuable time by doing unnecessary things. They don’t study hard. It is not good. Students are the future of motion. If we learn good things in student life we can play an important role for the development of the country. Otherwise the whole nation will suffer much. Parents and teachers should play major role to create good environment for our education. Student’s life also should be honest follow the suggestions of the teachers and parents. We should be active in social activities too.

South America

Place: 12 shovels north to 55 shovels south latitude and 34 diggers west to 81 digger west longitude

Area: 1,7832000sq. Km

Party-political, composition: 12 nations with four subjects

Mountain Ranges: the Andes (world’s longer Mt. chain), the Brazilian highlands the Guiana Highlands mount Aconcagua (6960m)

Major Rivers: the mean lady (the world’s largest river) the Parana the San Francisco the riodelaplata the Uraguay the orinoco and the paraguay

Main Lakes: Lake Titicaca the largest lake with the highest altitude of 3800 metres from the sea level and is navigable.

Physical division

Physical this continent is divided in to three regions

1.       The  western mountain system(the Andes)

2.       The central plains (central Grassland)

3.       The Eastern Highlands (the Guiana and the  Brazilian highlands)

People and Their Activities

  The northern part of South America includes Venezuela Brazil, French, , Guyana, Suriname, Guiana, and Columbia. The indigenous people of the amazon rainforest settled in the continent along with European settlers who entered in early 1800s A.D. coastal features of this contrast to the coastal areas in North America. However the amazon and the rio deal Plata are very suitable for direction finding, and fishing. The priorities of them are ranchers and live on crop and cattle farming tourism and industries are at developing theatricals but rising. Populate mainly follow Christianity in South America. Spanish and Portuguese are spoken in large area of the continent. 

Acupressure therapy

Acupressure therapy is from of manipulation administered by hand without used of any installments to apply pressure to the human body. Acupressure therapy is traditional Chinese checkup, theory describes special accupoints, or acupressure points that untruth next to meridians, or channels, in your body it helps to correct malfunctioning of the body promote and maintain health and treat specific disease.

It is reported that through these imperceptible channels flows vital energy -- or a life force called qi (ch'i). It is also believed that these 12 major meridians connect detail organs or networks of organs, organizing a system of behavioral throughout your body. When one of these meridians is blocked or out of balance, illness can occur. Acupressure thought to help restore balance.

Oriental massages (ANMA)

  It is a therapeutic massage. Choice is used for the prevention and treatment of various disease of the human body. Its manipulated superficial routes of the meridian

 Types of pressure

1 finger pressure

2 Thumb pressure

3 Four finger pressure

4 Palm pressure

5 Elbow pressure

6 Knee pressure

7 sure as hunger cupper and bottom

Tourism in Nepal

Nepal is rich in her natural beauty. The snowcapped mountains, green forests and waterfalls are her main attractions. Thousands of tourists are attracted towards her normal beauty. Tourism

  There are many problems to create tourism. We have absence of accommodation. The vacationers are not well preserved,. There is the lack of safety. The tourists are even killed. There are no good hotels in many parts of the country. The beautiful parts of Nepal are not linked with roads. So the tourists cannot visit such places.

  We have to do many works to develop tourism. Goody  inns bear to be s, in typical parts of country. The safety system should be improved. The tourists should be ensured that they are completely safe. The people should be education to treat the tourists well. The engine able roads should be erected to link the different parts of the country. In this connection, the visit Nepal year 1998’ is important. Its objective was to increase the number of tourists and foreign currency. Good hotels are constructed and young people are trained. It has helped to develop tourism in the country. Such programmers should be launched from time to time. It is clear that tourism can be a great source of earing foreign currency. So priority should be given to develop it

Seniors and understudy Loan

Understudy Loan

Training is extravagant in some cases. To fund this venture, you can take out an understudy credit. Two arrangements are accessible to you: the understudy credit sure, by the State or the fantastic understudy advance that you can get from your bank.

Seniors Loan

Banks have long been hesitant to make credits to seniors, count lodging firsts for a more lengthy than normal, due to their age.

Yet the circumstance has changed in late ages. Seniors are now and then cracking reliable clients who are not anxious about joblessness. For the fortunate ones, a level of agreeable retirement and a significant individual commitment permits them to be especially fascinating customers.

The other component that has likewise pushed the credit foundations to mollify their stance and to all the more effectively concede financing for senior natives is the stretching of future. As indicated by a study led by the financial and Social Council in March 2008, future is ten years, in addition to three years for females and two years for men. The immediate outcome of this change is that today, an individual 60 years a substantial chance (three chances in four exactly) to achieve the age of 80, as per the same report. seeing this, a senior 60 years can back of truly get a credit in excess of 15 or 20 years unless his demise happening amid the life of the advance.

Hence, be mindful that in the event that you need to purchase land or on the off chance that you wish to embrace costs for the trek you had at all-time wanted, the age is fundamentally an obstruction to your undertakings.

However credits to seniors have extraordinary conditions (especially regarding protection) and credit can regularly be extravagant.

Two manifestations of credit have as of late developed. It is the reinforced home loan credit initially propelled by property of France and the life home loan credit land. These credits have in like manner to coordinate the benefit of lodging to assess the reliability of the borrower, while standard mortgages do consider the pay of the borrower.

Travelling

Human beings are always curious to know and see new things. So they travel from one place to another. Going from one place to another is called traveling. People travel from one place to another for various purposes. Some travel for business purpose and some for office purposes some travel to see new places and things. There are different ways of traveling like by bus by plane, by train, by cycle, on foot etc. some people like to travel by plane and some by bus or train. When we travel by. Bus or train we can see the new place on the way too but it is not possible while traveling by plane. Some on foot. It depends on the distance of the place.

   There are many advantages of travelling from one place to another. Travelling broadens our mind. We can see new places and new people we can talk to them. We can know their culture, customs and tradition. We can make many friends by travelling to other place. We can see many important things with our own eyes. Travelling also gives us pleasure. Travelling is a sort of education. We learn many things practically. We become close to the nature. We talk to other people. We learn about their ways and manners. We adopt their good things. It is said that education is not complete without travelling. So we should travel from one place to another. It is good for us. Travelling should be one part of our life

Good manners

Good manners are of great value. Manners are the social behaviors. Good manners refer to good social behaviors every civilized society has the rules of behavior. Our society always expects good manners of behaviors from its people. People of good manners create an ideal society. We behave well with other people. It creates the feeling of understanding to each other. People with good manners respect all the good norms and values of the society. He respects the people of all classes equally. He also gets deep respects from the society and its people. Good manners are proper and decent behavior. Lack of good manners is rudeness and impoliteness. A man judged by his manners good or bad. A good manners man is gentle, polite and humble where as a bad mannered people are impolite, Supercilious

  A man good manners is always gentle, he never harms other people. His words are always soft. He is polite to others. He loves the juniors and respects the seniors. He is merciful towards the weak and the poor. He creates a warm and cordial atmosphere wherever he goes. People with good manners teach people to be hardworking energetic and self-dependent. It prevents people from being violent and rascals. They lead the society to the path of progress. We must learn good manners to make our future bright.

Importance of Education

Education is the foundation of event. It changes the black  into light. It makes the man perfect. An uneducated man is as ugly as an animal. It is said that education is the third eye of human beings. Education is the backbone of development. It makes a man responsive to new ideas. He knows the importance of change but uneducated man is conservative. An educated man is respected after his death also. Education provides technical as well as administrative manpower needed for the development of a nation. It provides engineers doctors mechanics and clerks needed in different fields. It is a precious property. The more we spend it the more it increases. Education provides manpower like doctors, mechanics, pilots, police, and business man or woman teacher etc. they can an important role for the development of the country.

   Education is a lifelong process. A teacher gives education. The parents just give birth but the teacher helps their children to stand on their own feet by giving education teachers are the candles which burn themselves but give light to others .they hold the highest position in society. They are respected. Education is of great importance. The early men had to pass miserable life due to the want of education. But the people in the present are passing comfortable life because of it. It has contributed a lot for human civilization

Insurance policy

Insurance is the way of means or medium for getting the financial security against the risk that occurs. In other words it is the way of reducing uncertainty of occurrence of an event that arises so it can be said that it is an investment from which we get returns only of an investment after certain period when certain loss occurred from the predetermined incident.

             So insurance policy it’s a diminish by which one party for compensations called premium assumes particular risks to the other party and promise to pay in or his nominee  a certain sum of  money on the  specified contingency

History of Insurance business is not long in Nepal event though there were some social and cooperative businesses providing security to the all tomes from ancient time’s modern Insurance business started by some Indian Insurance companies in the early times which were mainly concerned in providing Insurance facilities for import business created in India so Nepal mal chaplain tatha bima company ltd established in 2004 b.s can be taken as a 1^st step of Nepalese Insurance history. Considering the role of Insurance business in the expansion of economic activities and alarming outflow of money from the country the government of Nepal felt the need of large and well organized Insurance company within the country so immediately the government of Nepal established restrain bima sans than under the Insurance policy act 2025 which wit totally financed by the government for about decades In Nepal. Currently there are almost 25 Insurance companies both life and non-life working in the field of Insurance in Nepal. In fact it was only after 2049 that the Insurance business started to flourish in Nepal because many companies and industries were established and the people really become aware of their business policy. As a result distract changes were brought in the field of insurance some basic characteristics of Insurance policy are

1. Pooling of losses

2. Sharing the laws of large number

3. Payment of accident losses

4. Risk transfer

5. Indemnification

              a little classes of Insurance policy available in the market according to the marketing approach are

Insurance is the way of means or medium for getting the financial security against the risk that occurs. In other words it is the way of reducing uncertainty of occurrence of an event that arises so it can be said that it is an investment from which we get returns only of an investment after certain period when certain loss occurred from the predetermined incident.

             So insurance policy it’s a diminish by which one party for compensations called premium assumes particular risks to the other party and promise to pay in or his nominee  a certain sum of  money on the  specified contingency

History of Insurance business is not long in Nepal event though there were some social and cooperative businesses providing security to the all tomes from ancient time’s modern Insurance business started by some Indian Insurance companies in the early times which were mainly concerned in providing Insurance facilities for import business created in India so Nepal mal chaplain tatha bima company ltd established in 2004 b.s can be taken as a 1^st step of Nepalese Insurance history. Considering the role of Insurance business in the expansion of economic activities and alarming outflow of money from the country the government of Nepal felt the need of large and well organized Insurance company within the country so immediately the government of Nepal established restrain bima sans than under the Insurance policy act 2025 which wit totally financed by the government for about decades In Nepal. Currently there are almost 25 Insurance companies both life and non-life working in the field of Insurance in Nepal. In fact it was only after 2049 that the Insurance business started to flourish in Nepal because many companies and industries were established and the people really become aware of their business policy. As a result distract changes were brought in the field of insurance some basic characteristics of Insurance policy are

1. Pooling of losses

2. Sharing the laws of large number

3. Payment of accident losses

4. Risk transfer

5. Indemnification

              a little classes of Insurance policy available in the market according to the marketing approach are

                    1.       Life and health insurances

2.       Property and liability insurance

3.       Social insurance

Other government insurance programs finally the most fundamental and basic principles of Insurance policy are

1.       Principles of Insurance interest

2.       Principles of subjugation

3.       Principles of contribution

4.       Principles of cause primal

5.       Principles of mitigation gloss

So it is the policy of fortuitous lesser by transfer of such risk to insurance who agree to Indemnity insurance for such losses to provide other pecan are benefits an their occurrence or to render senses connected with the risk

Home insurance

Called home protection multi-danger aides secure the lodging and property that it contains against harm that may emerge as a consequence of a flame, water harm, burglary, for instance. Likewise, the parts of the group of the guaranteed are secured against any harm they may cause to other individuals.

Protection commitments

Occupants must guarantee their lodging rental dangers. That is, they must secure the property they use against assorted types of harm as the danger of flame, water harm, blast... The absence of protection is even an end proviso of the lease by the landowner.

With respect to the co-manager, his home might be guaranteed against any harm it may cause to open ranges (stairs, tops, dividers and so on.), or its units (the private place of the co-holder). In these instances of misfortune, home protection is intended to remunerate the other co-managers of harm brought about to open ranges or their units.

The manager of a solitary lodging (i.e. a condo not confined), as a disconnected house for instance, has no commitment to guarantee as it can on a basic level not to cause damage to its neighbors. Then again, truth be told protection stays irreplaceable keeping in mind the end goal to cover it repairs because of harm so that the appraisal of such protection is not lavish contrasted with the expense of the repairs into fiasco.

Assess its portable property at reasonable worth

At the time of the membership of the lodging contract it is important to survey its portable resources at their reasonable esteem so as to get a reasonable remuneration in the event of catastrophe. A modest representation of the truth of the estimation of its advantages may cause a decrease of the payment paid in the occasion of fiasco.

To survey it portable property at reasonable worth, ought to make note of the guideline of recompense in the agreement:

•  The construed age worth is the estimation of a property that considers

his maturing or staleness. This sort of remuneration does not permit to retool with the same products as got repayment will be lower than the cost of the nine. As an exchange, the commitment of the lodging contract will be lower than an alternate sort of agreement;

•  The substitution worth to get remuneration in the measure of its benefits at their quality upon the arrival of the catastrophe. This sort of discount is best on the grounds that it empowers to retool to nine after a debacle, without paying supplement, however the premium will be higher.

Respects endured not asserts the land, payment is regularly performed regarding recreation, the guarantor reimburses you so you can revamp your land as it was before the fiasco.

The establishment

The agreement multi-hazard frequently includes a few establishments focused around the catastrophe. It

is important to peruse the General conditions, where the majority of the establishments in energy and greatest measures of recompense are defined. More the deductible is high, in addition to the commitment of the agreement will be costly on the grounds that the back up plan will have less to pay deba

Female education

Instruction for lady is called female training. A large portion of the populace has been involved by lady. A country can't advance unless lady is given great instruction. Both male and female are the two sections of a coin. Both of them are similarly vital. They are similar to the two wheels of a truck. A truck can't proceed appropriately if one wheel is broken. So female training is most essential for all round advancement  of a nation. Individuals don't understand the unessential of training for lady .so the most individuals in the wide open don't send their little girls to class. They feel that their little girls go to others houses after marriage. So they feel that instruction for lady is futile.

On the off chance that lady are  taught. They can assume a critical part for the advancement of a crew. They can instruct their youngsters a lot of people great things.an instructed lady can be an incredible aide for her spouse. She can tackle the issue without having any trouble. They can assume a critical part for the improvement of the nation. They can do the act as guys. They can run a business. Thu-sly in the event that they are taught they will be the wellspring of salary. A lady is a deep rooted sidekick for her spouse. She can help her spouse from multiple points of view in the event that she is instructed. An informed lady dependably comprehends, she is constantly pleasant and obliging to others. Training shows her to be thoughtful useful and legit.

We must give great instruction to our little girls. Numerous individuals have started to understand the impressiveness of training for lady. We have seen numerous cases of advancement of lady they have been PMS, presidents and so forth on the off chance that we give great instruction to our little girls they can do short of what our children. Unless we give great training to young ladies a nation can't advance.

Social service

We live in a society. Social service is the service given to the people in a society. It is a virtue. Everyone can be it trouble. We must help those who are in trouble.

 We must help those who are in need. If we help others we can get help from other. If we do not help others we will not be helped. People can serve the society in different forms. The rich can help the society by spending money in social welfare activities like construction of schools, road, drinking water, hospitals and so on. The poor also can help the society by doing manual work different sectors like building the school, constructing the roads and others.

 Social service has many advantages. The giver is benefited indirectly. He can get love and respect of the society. The receiver can improve his condition. He is benefited directly.

           The majority of the people in Nepal are poor. They cannot develop the country only from the efforts of the government. The local people should also be encouraged to take part in the developmental activities.

   The students should be encouraged to take part in social welfare programmers. They can clean the streets, start literacy classes and other developmental activities.

Life Insurance

Disaster protection (or ordinarily life corroboration, chiefly in the people  is an agreement between a guaranteed (protection strategy holder) and a back up plan or assures, where the safety net provider guarantees to pay an assigned beneficiary a total of cash (the "profits") in return for a premium, upon the passing of the protected individual. Contingent upon the agreement, different reasons, for instance, terminal disease or discerning illness might likewise trigger part. The preparation holder usually pays a premium, either routinely or as a knot whole. Different costs, (for example, memorial service costs) are additionally at times included in the profits. Life approaches are legitimate contracts and the terms of the agreement depict the restrictions of the guaranteed occasions. Particular avoidance's are frequently built into the agreement to point of confinement the obligation of the safety net provider; regular samples are cases identifying with suicide, extortion, war, riot, and common upheaval. Life-based contracts have a tendency to fall into two real classifications: Protection strategies – intended to give a profit in the occasion of determined occasion, regularly a protuberance total installment. A typical manifestation of this outline is term protection. Speculation strategies – where the primary target is to encourage the development of capital by standard or single premiums. Regular structures (in the US) are entire life, widespread life, and variable life approaches.

The crow

The crow is a common bird. It is a small bird. It has short wings. It has a black neck. It has a beak.it is strong and big it is used for eating foods. The crow is black in color. It is found everywhere in the world. It lives on trees in big groups.

 The crow eats bread, butter, milk, eggs, rice, flesh and sweets. It is clever in stealing our food .the crow is a useful bird. It keeps the environment clean. It eats up and removes always so many dirty things. It is a natural cleaner. The crow is supposed to be the messenger of the god. People believe that some visitors will come to our house if the crow comes to our houses and begins to caw. It is also believed that some misfortune is likely to take place if it comes to our house with hash sound.

 The crow lives in flocks. It has a great sense of unity. If a crow is in problem other crows gather round and begin to cow

Organizations That May Require Commercial Auto Insurance

Business accident coverage is a crucial cost for an expansive number of arrangements,. This sort of
scope secures a business from potential claims if any of their vehicles are included in a mischance, regardless of who is at deficiency. Numerous individuals accept this scope is required for delivery or transportation arrangements. Here are a few organizations that can likewise profit from business collision protection. Providing food Companies These organizations frequently have representatives going to and from worksites day by day. A possibility of something event amid the drive dependably exists. The arrangements could confront a claim if the driver was regarded at deficiency in a mischance. This scope helps pay the expenses of any harms or prosecution. Driving Instructor If you are a driving educator who utilizes your own particular auto, particularly if the vehicle is a teacher auto with two brakes, you ought to consider additional scope. Numerous protection arrangements don't cover episodes that include an irrelevant driver working the vehicle. In the event that vehicle has been collected off as a cost of doing business for duty purposes, it may not meet all requirements for basic scope. Pizza Delivery If a driver utilizes an organization gave auto, then the business may be subject. Then again, numerous conveyance arrangements ensure themselves by obliging the drivers to utilize their own particular autos. This places the trouble for getting protection scope over on the individual drivers. At-Home Care or learning Professionals If you are obliged to travel consistently while transporting occupation related supplies or materials, it may bode well for have business collision guard. Whether you speak to your own particular little business or are a contracted worker, this kind of scope can help repay the expense of lost gear after a mischance. In addition, it may keep a vocation related case from influencing the rates of any individual scope plans. With a fitting arrange set up, any mishaps or wounds that happen including an organization vehicle ought to be secured by the back up plan. This shields the driver, as well as the entrepreneur from confronting an expansive claim or significant cases for harms or restorative costs. At the point when obtained by a well-known or expansive enterprise, these arrangements get to be generally economical on a for every vehicle premise. You may need to contact the nearby bureau of work or DMV so as to figure out whether you are legitimately needed to have this sort of arrangement. Regardless of the possibility that it is not a prerequisite, business collision protection can stretch both the drivers and entrepreneurs some genuine feelings of serenity realizing that they are secured if the unplanned ought to emerge

The elephant

The elephant is an extremely large animal.it is wise animal. it has four feet. It has legs which look
like pillar. It has a long nose it is used for the picking up things which it eats. It also by using the lip muscles water from it, it has poor hearing and sight. But it has a good sense of smell. There are different kinds of elephant some are dark and some are white. White elephants are rare.
The male elephant has long nose. The long nose elephant are costly. Different kinds of beautiful things are made from it.
It is found everywhere in the world. It lives in the forest. it lives in bamboo, grass, leaves and shoots. It loves to eat banana and sugarcane. It loves bathing in water. The elephant is a useful animal.it cans heavy loads. It is used for hunting and riding. It has a sharp memory.it always remembers the kindness or unkindness shown in it. They are taking part in marriages and religious processions. They are trained to take part in circus

Importance of Health

Health is the most important thing of human beings. Health is our wealth. A healthy man can work harder and better. He always looks happy. He is liked by all. He can earn a lot of money by working hard. He never loses his hope. Instead, he faces the difficulties with courage. A healthy man can enjoy his life. He is free to go anywhere. He is also free to eat anything. A healthy person can progress a lot in his life. He can struggle to make his life bright in future. He is always ready to do anything.

   Health is one of important aspects for the development of the country. A country’s development depends on the health of its people. Whether people are educated or not they can develop their country unless they are healthy. If people are healthy, they can play an important role for the development of the country.

Unhealthy people are only the burden for the country. They cannot enjoy their lives. They are only the spectators for everything. They always think of their ill health. They cannot enjoy their property. They are always sad and hopeless. They are like helpless. They need other people’s help for survival. They are unable to do anything.

There are many important factors which help to keep our health in good condition. The first and most important factor is cleanliness. We should have regular bath. We must keep our surroundings neat and clean. We should not throw the garbage everywhere. Our clothes should be washed regularly. The second important factor is balanced diet. We should eat balanced diet like fruits green vegetables, meat, fish, milk etc. we should wash our hands before we eat. If we drink clean water we can be free from many kinds of diseases. Another important factor is physical exercise we should do physical exercise regularly to be healthy. We have to walk on foot for some time especially in the morning and evening. We have need to paly different types of games. Over exercise and work are not good for our health. So we should work and do exercise but not too much. We should sleep and get up in time. We should have rest and entertainment. We should drink a lot of clean drinking water.

         Many people are poor and ignorant. They don’t know the value of health. They don’t know how to stay healthy. So they should be given proper education on health.

The Goat

The goat is four footed domestic animal. it is not wild. Its body is covered with thick hair.it has a head with two horns. It is found everywhere in the world. The goats found in the northern part of Nepal are known as chancres. The goats are of two kinds local and improved. The local goats do not give a lot more milk. They are kept for meat. The improved ones give more milk.

The goat is a vegetarian animal. It lives on grass and leaves. It also eats grains. Maize is its favorite food. It is a useful animal. It gives us meat.it meat good for health. It also gives milk. Its milk is good for the sick people. Different kinds of leather goods can be prepared from its leather. Its hair can be used to make many kinds of goods. We should keep goat with care.

The Horse

The horse is a four footed animal. It is a domestic animal. It is not a wild animal. It has a big head. It doesn’t have any horns. It has a long and strong body. Its hoofs are clef. It has as long and bushy tail. It has mane in its neck. It is found everywhere in the world. Grass and leaves are its food. Bamboo leaves are its favorite food.

The horse is a useful animal.it draws cart and ploughs the land. It is used in race. In Nepal horses take part in race during ghode jatra. It is attractive. In the past horses were used as the chief means of transport. The small horses are known as pennies. They are used to carry goods mainly in the hilly regions of the country. The horses are useful in many ways. So we must take care of it.

Social studies: meaning and concept

Social studies is a subject that deals with me, my family, my community, my society, my nation, my world and the universe where I live.
Social studies is a practical and dynamic subject that includes many different areas of study all of which deal with man and his relation to the whole universe. Its objective is to study the collective goals of human beings. This subject serves as the basic foundation of a democratic society where everyone and everything coexist with dignity, respect and honors. The relation of social studies with me as a person with others is given below

HEALTH

Health is complete physical. Mental and social well-being and not merely the absence of disease or infirmity.

There are many different types of health facilities and therapies available to prevent and treat diseases. Examples include naturopathy or herbal, allopathic, homeopathy, etc.

HEALTH SERVICE INSTITUTIONS

• Basic health unit sub health posts

• Health posts and health centers

• Hospitals

HEALTH WORKERS

• ANM auxiliary nurse mid wives, compounders, basic health workers

• Health assistants, community medical assistants, doctors, general nurse, mid wives

• Doctors surgeons, nurses

Naturopathy or Ayurveda is a traditional way of treatment given to the patient by using medicinal plants, natural healing, meditation and different therapies

The dog

The dog is a four footed animal. It is a domestic animal. It is not a wild animal. It has a big head.it doesn’t have any horns. It has two ears and two eyes. It has a short and curly tail. The dog is a carnivorous animal. It eats meat bread, rice etc. it likes meat very much. It has sharp teeth.it can chew the bones easily. The dog is found everywhere in the world

       The dog is a useful animal. It guards our house. It barks loudly at night. It doesn’t sleep soundly. The thieves cannot break into the house. The dog can be used for hunting. It can also detect criminals.it is useful to hunters and policeman.it loves its master, mistress and children. It feels unhappy when they are away. Sometimes it goes mad. The mad dogs bite is fatal. The inoculation saves the victim. The dog is a useful servant. So we must take care of it.

Introduction of Essay

An essay is a long piece of composition on a theme or subject on which the writer expresses his own thoughts feelings and ideas. It has a beginning middle and an end. The beginning usually introduces   the subject in general terms. The middle of the essay develops the theme and presents the writer’s thought on it with historical background advantages importance disadvantages existing condition etc.at last there should be suggestion recommendation conclusion of the whole essay.

A student is evaluated by the expression of his own mind. To write a good essays one should have the experience of the world a wide range of study and a habit of writing

How to write an essay?

·         Before you write an essay you should think about the subject on which you are going to write

·         When the idea comes into your mind try to write the points one after another.

·         Number the points in order like which point comes first give the number1……..

·         Cross out those points which are not relevant to the subject

·         If outline or clues have been given you must follow it closely. Use them as the frame/base of your writing.

·         Then start writing essay.one idea or thought should be written in one paragraph.

·         Give facts and figures if you know that will make your writing more valid.

·         Try to reflect your originality/creativity.

·         Make the beginning and ending interesting and natural.

·         You should not think that that the same of difficult words make your writing weighty. You should use simple words and short sentences. Do not use the same words repeatedly.

·         Use the words in which you are familiar. If you are not sure the meaning and correct spellings avoid them.

·         Write grammatically.

·         Your handwriting should be neat and legible.

·         After you have written the essay revise it carefully then correct all mistakes of grammar spellings etc.

Cow

The cow is a having four footed domestic animal. She is not wild animal. She has big head with two horns. She has a long body. Her body is covered with thick hair she has a long tail. She use it to drive away flies

The cows are of different kinds some are big and some are small. The big cows give a lot more milk than the small ones. Some cows in our country are small. They do not give more milk. But the big ones imported from india give more milk. Her main foods are grass hay and grains. She is not carnivorous. She likes maize powder the most. She eats her food in a peculiar way. First she swallows the food in the evening she sits for rest. She brings the food back and chews the food slowly.

The cow is our national animal she has many usefulness. She gives us milk. It is a nourishing food. A baby needs milk to grow up. Ghee butter curds are made from the milk. Her dung is used as fuel. Buttons are made from her bones and hides. Leather goods are from her skin. Her baby is known as calf. The grown up calf is known as an ox. The ox is the friend of farmer. He ploughs the land and draws cart. Her urine is regarded holy. Hindus regard her as goddess. we must take care of her